Attention homeowners in Wilmington and New Castle County: Need an appraisal?
The top seven reasons why DE homeowners need Accurate Appraisals LLC:
Need help determining the value of your home in or near Wilmington, DE?
We at Accurate Appraisals LLC understand the special needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. Being a consumer that most likely doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Accurate Appraisals LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping people just like you get rid of unneeded and unwanted PMI insurance. Challenge New Castle county's assessment of your propertyIf you live in a local area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Accurate Appraisals LLC is your perfect weapon when contesting your property tax assessment. Was your HELOC recently frozen?If your house is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Accurate Appraisals LLC can help you reinstate your home equity line of credit with an expert appraisal. Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house. |